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Got Capital Business Loans

  • Compare Got Capital with over 120+ lenders
  • It’s free to apply and it doesn’t affect your credit score
  • Expert help throughout the process
Compare Got Capital with over 120+ lenders Compare Now

Compare Got Capital Loans

Got Capital Unsecured Business Loan

  • Minimum Turnover
    £120,000
  • Available Amounts
    £2k – £100k
  • Available Terms
    4 – 9 Months
Product Features
Eligibility Criteria
No personal guarantee required
Business must be trading for at least 3 months

Got Capital Business Loan Review

Got Capital is a dynamic funding provider based in the UK, dedicated to empowering small and medium-sized enterprises (SMEs) with innovative financial solutions. Established to cater to the growing demand for accessible and flexible business funding, Got Capital has quickly become a popular choice among businesses across various sectors for its customer-focused services and fast funding processes.

Got Capital specialises in offering merchant cash advances (MCAs), a type of funding particularly well-suited to businesses with significant credit and debit card sales. This financial product provides businesses with an advance based on their future card sales. It’s an excellent solution for businesses in the retail, hospitality, and leisure sectors that experience high card transaction volumes and need quick access to capital to manage cash flow, handle unexpected expenses, or capitalise on growth opportunities.

What sets Got Capital apart is the simplicity and speed of its application and funding process. Businesses can apply online and receive a decision rapidly, often within a few hours, enabling quick access to funds. This responsiveness is crucial for businesses that need to react swiftly to market changes or immediate financial needs.

The repayment structure of the MCA is another advantage, where businesses repay the advance through a fixed percentage of their daily card transactions. This aligns the repayment amount with the business’s sales volume, providing flexibility during periods of varying sales activity.

For SMEs in the UK that are comparing funding options, Got Capital offers a compelling choice for those in need of fast, straightforward funding with flexible repayment terms. Its focus on merchant cash advances makes it particularly valuable for businesses that have strong card sales and are looking for a non-traditional financing solution that adjusts according to their sales, ensuring payments are always manageable.